Comments on: What options does someone with bad credit and moderate income have for buying a house? http://www.safedebthelp.com/blog/what-options-does-someone-with-bad-credit-and-moderate-income-have-for-buying-a-house/ Sun, 12 Feb 2012 05:23:01 +0000 http://wordpress.org/?v=2.7 hourly 1 By: stephen l http://www.safedebthelp.com/blog/what-options-does-someone-with-bad-credit-and-moderate-income-have-for-buying-a-house/comment-page-1/#comment-1453 stephen l Sun, 29 Mar 2009 10:30:57 +0000 http://www.safedebthelp.com/blog/what-options-does-someone-with-bad-credit-and-moderate-income-have-for-buying-a-house/#comment-1453 It really depends on your location; that wont go very far in San Francisco but in the South or Midwest you should be fine. Also, a key to your getting a home is finding a loan officer who will go the extra mile for you. I recommend Smart Choice Mortgage. They do business in most states and are your best opportunity for someone to say yes. ADDITIONALLY, IF YOUR CREDIT IS SUSPECT, THEY SOMETIMES FRONT THE MONEY TO GET YOU INTO A CREDIT RESTORATION PROGRAM SO THAT YOU CAN QUALIFY FOR A LOAN. Check out the free evaluation form at the source website and a Smart Choice loan officer will contact you within 24 hours. Good luck. It really depends on your location; that wont go very far in San Francisco but in the South or Midwest you should be fine. Also, a key to your getting a home is finding a loan officer who will go the extra mile for you. I recommend Smart Choice Mortgage. They do business in most states and are your best opportunity for someone to say yes. ADDITIONALLY, IF YOUR CREDIT IS SUSPECT, THEY SOMETIMES FRONT THE MONEY TO GET YOU INTO A CREDIT RESTORATION PROGRAM SO THAT YOU CAN QUALIFY FOR A LOAN. Check out the free evaluation form at the source website and a Smart Choice loan officer will contact you within 24 hours. Good luck.

]]> By: luiz_holt http://www.safedebthelp.com/blog/what-options-does-someone-with-bad-credit-and-moderate-income-have-for-buying-a-house/comment-page-1/#comment-1452 luiz_holt Thu, 26 Mar 2009 17:38:07 +0000 http://www.safedebthelp.com/blog/what-options-does-someone-with-bad-credit-and-moderate-income-have-for-buying-a-house/#comment-1452 U hebt wat tijd. Ik zou u ook voorstellen en uw manlief krijgt een exemplaar van uw kredietrapport. Zie of is er om het even welke informatie die &quot kan zijn; schoongemaakt up". Ook als u creditcardschuld hebt het neer worden. U hebt wat tijd. Ik zou u ook voorstellen en uw manlief krijgt een exemplaar van uw kredietrapport. Zie of is er om het even welke informatie die &quot kan zijn; schoongemaakt up".
Ook als u creditcardschuld hebt het neer worden.

]]> By: financing_loans http://www.safedebthelp.com/blog/what-options-does-someone-with-bad-credit-and-moderate-income-have-for-buying-a-house/comment-page-1/#comment-1451 financing_loans Wed, 25 Mar 2009 15:21:01 +0000 http://www.safedebthelp.com/blog/what-options-does-someone-with-bad-credit-and-moderate-income-have-for-buying-a-house/#comment-1451 What do you mean by bad? Ive had people that say I have horrible credit and have 1 30 day late in 2 years and a 700 fico score. If your credit is less then 600. The most important thing to do is build your credit over the next year. See if you can get your lease reported and issued to the 3 credit bureaus. For this to happen you might have to have your payments on your least paid to an escrow company (check the phone book). Make sure you are on time making your lease payments. When I say ontime, no more then 30 days late. Check with credit agencies like Land America, you can google them easily. I would suggest having your loan officer try FHA after a year. When I underwrite files you might have a 612 fico score. You have a 3% down. Its denied. You put in the computer that you have 2,000 its denied. You put that you have 4,000 in assets its approved. Ive had loans denied and approved over 1 dollar. Make sure who you are doing a loan with check everything and doesnt just doesnt give you a no at first. Ive had to redo files over 20 times to get an approval. What do you mean by bad?

Ive had people that say I have horrible credit and have 1 30 day late in 2 years and a 700 fico score. If your credit is less then 600. The most important thing to do is build your credit over the next year.

See if you can get your lease reported and issued to the 3 credit bureaus. For this to happen you might have to have your payments on your least paid to an escrow company (check the phone book). Make sure you are on time making your lease payments. When I say ontime, no more then 30 days late. Check with credit agencies like Land America, you can google them easily.

I would suggest having your loan officer try FHA after a year. When I underwrite files you might have a 612 fico score. You have a 3% down. Its denied. You put in the computer that you have 2,000 its denied. You put that you have 4,000 in assets its approved.

Ive had loans denied and approved over 1 dollar. Make sure who you are doing a loan with check everything and doesnt just doesnt give you a no at first. Ive had to redo files over 20 times to get an approval.

]]> By: teamobrienlv http://www.safedebthelp.com/blog/what-options-does-someone-with-bad-credit-and-moderate-income-have-for-buying-a-house/comment-page-1/#comment-1450 teamobrienlv Sun, 22 Mar 2009 12:42:29 +0000 http://www.safedebthelp.com/blog/what-options-does-someone-with-bad-credit-and-moderate-income-have-for-buying-a-house/#comment-1450 You probably won't get approved with bad credit, unless you go FHA- who doesn't look at scores- but you will need 3% down and alot of sellers will not deal with them. Get your credit fixed, save your money, and don't be late on payments. If your debt is low and the homes in your area aren't priced too high you shouldn't have a problem. If you want info on the credit repair company that I use for my clients, shoot me an email. You probably won’t get approved with bad credit, unless you go FHA- who doesn’t look at scores- but you will need 3% down and alot of sellers will not deal with them.
Get your credit fixed, save your money, and don’t be late on payments. If your debt is low and the homes in your area aren’t priced too high you shouldn’t have a problem.
If you want info on the credit repair company that I use for my clients, shoot me an email.

]]> By: dpwheels86 http://www.safedebthelp.com/blog/what-options-does-someone-with-bad-credit-and-moderate-income-have-for-buying-a-house/comment-page-1/#comment-1449 dpwheels86 Thu, 19 Mar 2009 11:14:13 +0000 http://www.safedebthelp.com/blog/what-options-does-someone-with-bad-credit-and-moderate-income-have-for-buying-a-house/#comment-1449 FhA or HUD will require very little or sometimes no $ down, and you can even borrow your down payment money if you qualify. FhA or HUD will require very little or sometimes no $ down, and you can even borrow your down payment money if you qualify.

]]> By: eric f http://www.safedebthelp.com/blog/what-options-does-someone-with-bad-credit-and-moderate-income-have-for-buying-a-house/comment-page-1/#comment-1448 eric f Wed, 18 Mar 2009 17:08:24 +0000 http://www.safedebthelp.com/blog/what-options-does-someone-with-bad-credit-and-moderate-income-have-for-buying-a-house/#comment-1448 Trate de pagar sus facturas ontime! simple como eso ... significa vivir dentro de ti y haz algo de responsabilidad fiscal. Su problema con la compra con crédito malo es su tasa será muy alta, que a su vez provocará que los pagos de alto, tendrá que comprar menos casas, y es probable que no sea capaz de construir cualquier tipo. Un gran pago te va a ayudar, pero duda de que usted tiene. Sólo otra posibilidad es encontrar a alguien dispuesto a hacer un alquiler a la propiedad de hacer frente. A menudo las personas que tienen múltiples propiedades propias o una antigua casa simples pueden trabajar a un acuerdo con usted. GL Trate de pagar sus facturas ontime! simple como eso … significa vivir dentro de ti y haz algo de responsabilidad fiscal. Su problema con la compra con crédito malo es su tasa será muy alta, que a su vez provocará que los pagos de alto, tendrá que comprar menos casas, y es probable que no sea capaz de construir cualquier tipo. Un gran pago te va a ayudar, pero duda de que usted tiene. Sólo otra posibilidad es encontrar a alguien dispuesto a hacer un alquiler a la propiedad de hacer frente. A menudo las personas que tienen múltiples propiedades propias o una antigua casa simples pueden trabajar a un acuerdo con usted. GL

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