How can I repair my credit?


Posted May 31st, 2010 by admin 5 Comments »
credit repair
Ashley M asked:


I ruined my credit in college and as a result I have about $10,000 in debt. Most of the accounts are in collections, charge offs, or past due. The only thing positive on the report are my student loans and my car loan. I have heard of disputing the reports, but I also want to find a credit repair firm that will allow me to make payment arrangements. I want to improve my credit rating so that I can purchase a home in a few years, get approved for more credit cards and also get a new car.

Can a Co-borrower with bad credit hurt my chances of getting a student loan?


Posted February 4th, 2009 by admin 3 Comments »
bad credit
tykush21 asked:


I have established, good credit (Fico- 720), but my co-borrowers credit is not that good. When you apply for a loan, would they deny it because the co-borrowers credit is bad?

Would it be better to just apply by myself, and would they accept me alone?

I always thought a co-borrower, even with bad or OK credit always improved your chances of getting approved.