Credit Repair Help

Confused asked:


Anyone know how someone with bad credit can get a loan? I have a discharged bankruptcy from 5 years ago. I have some credit cards, loans and such and I was out of work for a while so I got behind. What I really need is one loan about $8000 to pay everything off. I have tried to get a loan but keep getting turned down….any ideas on how I can get a loan with bad credit? Thanks.

I am trying to find a home loan but i dont have good credit my score is pretty low and i dont have much of a down payment does anyone know of any place i could look to mabey get a home loan in florida? I am new to the whole process and dont know what to look for a lot of places say bad credit is ok but you have to have at least a 600 credit score?? I dont know where to look anymore.

Thanks for the help.

By: …

About the Author:

icsowesmemoney asked:


I don’t understand some people on here. People whine about bill collectors and about their bad credit and how it is everyone fault but their own. They complain about being turnd down for a loan because of their bad credit etc.

Why not just make payments like you are supposed to so you do have problems.

I don’t understand why these people that are in so much debt want loans and credit cards to go deeper in to debt?

Can anyone answer?????

I think even Studly would agree with me here.
To China Doll-

When I was younger I was there. But I took care of my responsibilities before I tried to get more credit and loans.

I paid my dues.
All I am saying herer is that people should pay off ther existing bad debt before trying to get more.

I am not judging anyone, just asking what is going through someone head when they say “I need another bill, another loan, another credit card and I can even pay the ones I have now”{ DUH!!

To improve your credit you must first take care of delinquent accounts. If there are still unpaid collections on your file, getting a new loan or another credit card will not help.