Badly in debt, need to know what option will damage credit the least, but lower debt the most?


Posted January 25th, 2011 by admin 4 Comments »
debt help
AliAliAli asked:


My friend is badly in debt, and she is looking into credit counceling, consolidating, etc… She wants to know what option will harm her credit the least, or for the least amount of time, but lower/ negotiate her debt so she pays teh samllest percentage of her debt as possible. Please help, as she is a mom of 2, with a deadbeat dad that ran out on them.

Bad Credit?


Posted October 22nd, 2009 by admin 6 Comments »
bad credit
J’adore asked:


How much does it take to restore your credit. I had 3K in bad credit card debt. I paid it off.

How long before I can get approved for renting an apartment or a car loan?

When will a bad debt be removed my credit report?


Posted September 28th, 2009 by admin 3 Comments »
bad debt
Brandon M asked:


If a bad debt is removed from my credit report because I disputed it, will my credit score with that burea be updated immediatly or will it take time?

What options does someone with bad credit and moderate income have for buying a house?


Posted March 18th, 2009 by admin 6 Comments »
bad credit
GroovyGirl623 asked:


My fiancee and I are interested in buying a house, but we both have bad credit and between the two of us we only make 50k a year. What options do we have? We just signed a year lease at our old place, but are hoping to buy a house around this time next year. Ideas? Please no spam.
My credit score is around 500. Together my fiancee and I have about $5000 in debt, not including student loans. We do not have any credit cards that we use (most of the debt is charged off credit card debt).

How can I pay off my bad credit without a debt consolidation service?


Posted March 1st, 2009 by admin 10 Comments »
bad credit

dolphinsurfcafe asked:


All my debt accreditation summarizes a $ 5600. Largest in this group is about $ 1600. What 's the best way to go about paying this off. I tried a personal loan and couldn 't get one because of my bad credit history.

Are there any programs that help people who don’t have bad credit get out of debt faster?


Posted February 11th, 2009 by admin No Comments »
bad credit help
I see alot of the credit counseling and debt consolidation ads on tv and the internet, but to me it seems these ads only target people who are past due, in collections and have creditors calling them. None of that is the case for me. I have never been late paying bills, nor do I have any bad marks on my credit. All I have basically is too much debt, and I’m trying to hurry and get rid of it! Can anyone offer any info?

By: mz_neemarie

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