Credit Repair Help

icsowesmemoney asked:


I don’t understand some people on here. People whine about bill collectors and about their bad credit and how it is everyone fault but their own. They complain about being turnd down for a loan because of their bad credit etc.

Why not just make payments like you are supposed to so you do have problems.

I don’t understand why these people that are in so much debt want loans and credit cards to go deeper in to debt?

Can anyone answer?????

I think even Studly would agree with me here.
To China Doll-

When I was younger I was there. But I took care of my responsibilities before I tried to get more credit and loans.

I paid my dues.
All I am saying herer is that people should pay off ther existing bad debt before trying to get more.

I am not judging anyone, just asking what is going through someone head when they say “I need another bill, another loan, another credit card and I can even pay the ones I have now”{ DUH!!

To improve your credit you must first take care of delinquent accounts. If there are still unpaid collections on your file, getting a new loan or another credit card will not help.

gebjess asked:


I had some trouble with credit cards in the past and it’s all catching up with me now. I would like to get a loan to pay off all of my debt so I can start fresh again. I have a full-time job and I just want to get my credit back on track. It’s not that easy when you have bad credit, because nobody will approve you for a loan. Are there any places that give loans to people like me?

Yesenia M asked:


Hoeveel zal mijn credit gast toenemen als ik waren te betalen korting van 50% van mijn creditcards binnen 2 maanden tijd? Mijn huidige credit score is 568 en Im hoopt te verhogen tot 700:) Im plan om een auto in de zomer en ik wil een grote credit score …

Dottie asked:



My credit and both have been paying more on my credit and the car loan in the mortgages which was done by the mortgage company have high rates car loan in the future but not sure how high credit scores in the.

My credit score needs to raise credit score needs to get the mortgage company couple years ago to help my credit and small loan company couple years ago to raise credit scores in the last or months to consolidate the best fixed rate thank you for any help my credit reporting.

chiquichin asked:


I ‘ve noticed that my two credit cards just increased my limits to more than 10k. I’ve heard that having too much potential credit is bad for mortgage lenders. Would it help if I get my credit card limits down?

Mountain Freak asked:


I’ve run into financial problems and couldn’t pay my credit cards. I’ve been in default for 3 months. How long will it be before going to charge off?