What credit card to get at 18 and not a college student?


Posted November 16th, 2009 by admin 4 Comments »
credit
Bryce asked:


I always thought at 18 they love to give you credit cards, I’ve tried Capitol One, Chase, a QT credit card, and a Best Buy one. All deny due to no credit history. I obviously can’t get Credit history if they won’t let me have credit. I Work 2 jobs and just want to have one just in case and to actually build my credit. What’s going on and why do i keep getting denied?

Bad Credit ?


Posted October 10th, 2009 by admin 11 Comments »
bad credit
Confused asked:


Anyone know how someone with bad credit can get a loan? I have a discharged bankruptcy from 5 years ago. I have some credit cards, loans and such and I was out of work for a while so I got behind. What I really need is one loan about $8000 to pay everything off. I have tried to get a loan but keep getting turned down….any ideas on how I can get a loan with bad credit? Thanks.

Bad Credit?


Posted October 8th, 2009 by admin 4 Comments »
bad credit
v asked:


I’m a student with bad credit. Is there anyway to get a $10,000 loan? I have 3 credit cards and they’re all maxed out. What I wanna do is get a loan and pay the creditors so all I have to worry about is paying one payment a month rather than worrying about 3.

What is a bad debt write off for credit cards?


Posted September 28th, 2009 by admin 3 Comments »
bad debt
aidan_adore asked:


I am 3 months behind a credit card payment and they sent me a letter stating they were going to write it off as a bad debt. What does this mean? Do I have the payment still. I am confused as to what this entails.

How do I better my bad credit score?


Posted June 8th, 2009 by admin 3 Comments »

mommy_of_DJnJD asked:


I have bad credit, I let someone borrow money from two of my credit cards and they stop paying them for like 3 months.( how irresponsible of me, i know) I had to start an account with one of the debt consolidators to make one single payment a month on both those credit cards, the interest for nonpayment where so high my payment on every card was like $500 a month, ridiculous!
Now I have a really bad credit score. How do i fix this?

How can we get a home with no money down, bad credit and debt?


Posted April 6th, 2009 by admin 11 Comments »

roenajdje asked:


My wife and I both have bad credit, I had bankrupt. in 2001 (discharged in 2002) And I have about $25k way over due in student loans. My credit score is about 580. My wife has a credit score of around 520, she only has credit cards that were late. How can we get a home with no money down?

How to get a loan with bad credit?


Posted March 26th, 2009 by admin 5 Comments »
bad credit

norcam343 asked:


My credit is horrible and still have holdings in the credit card. The thing is, I want to delete a loan to pay off these credit cards. How can I get a loan with bad credit? What are the usual requirements?

How can I lower my car insurance if it is high because of bad credit?


Posted March 24th, 2009 by admin 3 Comments »
bad credit
virgo1565 asked:


I said that my motor vehicle insurance is highly, because bad credit ratings. I am in a DMP to pay at present some credit cards and I am sure that this is the reason, why it so badly. Will each insurance company work with me to lower rate to mean? I GEICO insurance bc it was the lowest I at present to find could. I my car leasing and always my car and insurance payments on time.

Is it possible to get a mortgage with a bad credit history?


Posted March 6th, 2009 by admin 9 Comments »
bad credit

Charlotte M asked:


I am currently paying back some of filing cards and credit cards with which they are entered into a bit of a mess a couple of years ago! But me and my partner are thinking of buying a house. I am concerned that I won 't get a mortgage due to my history of bad credit! Are there providers of mortgage that I still davrebbero mortgage or take into account the fact that they are now in control of my debts and on the right path to clearing them?

Will paying off my delinquent credit cards help me or will my credit stay the same?


Posted February 16th, 2009 by admin 5 Comments »
credit help

Superstar!!!!… to be asked:


I applied for 3 credit cards at the same time almost 2 years ago. Wholly obtained Maxedia out and I never paid at all of them after a while and have been sent to collections. I paid off one, but it didn 't seem to help at all in terms of sign. By paying off the other help? I must raise my sign, but if paying out of won 't help him I' d rather wait until it has a good job of paying deposit. Are now on the phone with one of the people of accreditation at the moment of writing, but I need assistance on what to do as soon as possible! Please help!