Posted March 11th, 2010
by admin
badhabit954 asked: Has anyone ever paid someone to eliminate their credit history and started over fresh without paying the debt they owe? My co worker has an many other “educated” people I know who care alot about their credit has done this and get approved for the best interest rates and have credit cards and everything. Have u ever heard of this?
Tags: Best Interest, Credit Cards, Interest Rates
Posted in Credit | 1 Comment »
Posted March 11th, 2010
by admin
reynaldovelajr@sbcglobal.net asked: I have neglected my credit for a long time. credit cards are the majority. Can anyone give me advice to restore my credit. I now have a little money to do something about it,but i wanna go in a smart way about it,should i get an attorney or wher can i go to get some help.
Tags: Credit Cards, Long Time, Money
Posted in Personal Finance | No Comments »
Posted March 7th, 2010
by admin
Jess T asked: Hi,
Im just after a straightforward answer to my question, if there is one:
What looks worse on your credit record, a default on a couple of credit cards, that have been paid off over 2years since the default, or several late payments and arrears on credit cards (im talking upwards of 10) but since that blip, all payments made on time for the next 2 years
Thanks for all your help
Tags: Bad Credit, Blip, Credit Cards
Posted in Credit | 4 Comments »
Posted January 18th, 2010
by admin
Janie asked: When I turned 18 I knew I needed credit cards to grow credit. When I reached the $500 limit on my first card and the $2000 limit on my new card when I found that this was not good for my credit. I hear that as long as you don’t spend more than half of the available balance your credit will be fine. Is this true?
Tags: Cards Credit, Credit Cards, First Card
Posted in Credit | 1 Comment »
Posted December 21st, 2009
by admin
kaley asked: I am trying to raise my credit score quickly. Right now I am at 593-around 650 depending on agency. So, by paying off the 5 credit cards that I currently have(some with amounts ranging from 1,500-2,500), should that raise my credit score a great deal? If not, will a credit repair company help or are they just a scam?
Tags: Credit Cards, Credit Repair Companies, Credit Score
Posted in Law & Ethics | 4 Comments »
Posted December 7th, 2009
by admin
Lil M asked: How can you raise your bad credit score even when you pay credit cards on time and have collection accounts on your credit
Tags: Collection Accounts, Credit Cards, Score Cards
Posted in Credit | 4 Comments »
Posted November 16th, 2009
by admin
Bryce asked: I always thought at 18 they love to give you credit cards, I’ve tried Capitol One, Chase, a QT credit card, and a Best Buy one. All deny due to no credit history. I obviously can’t get Credit history if they won’t let me have credit. I Work 2 jobs and just want to have one just in case and to actually build my credit. What’s going on and why do i keep getting denied?
Tags: Best Buy, Credit Cards, Love
Posted in Credit | 4 Comments »
Posted October 10th, 2009
by admin
Confused asked: Anyone know how someone with bad credit can get a loan? I have a discharged bankruptcy from 5 years ago. I have some credit cards, loans and such and I was out of work for a while so I got behind. What I really need is one loan about $8000 to pay everything off. I have tried to get a loan but keep getting turned down….any ideas on how I can get a loan with bad credit? Thanks.
Tags: Bankruptcy, Credit Cards, Credit Loans
Posted in Credit | 11 Comments »
Posted October 8th, 2009
by admin
v asked: I’m a student with bad credit. Is there anyway to get a $10,000 loan? I have 3 credit cards and they’re all maxed out. What I wanna do is get a loan and pay the creditors so all I have to worry about is paying one payment a month rather than worrying about 3.
Tags: Bad Credit, Credit Cards, Maxed Out
Posted in Credit | 4 Comments »
Posted September 28th, 2009
by admin
aidan_adore asked: I am 3 months behind a credit card payment and they sent me a letter stating they were going to write it off as a bad debt. What does this mean? Do I have the payment still. I am confused as to what this entails.
Tags: Bad Credit, Bad Debt, Credit Cards
Posted in Personal Finance | 3 Comments »
