how do you solve a no credit problem?


Posted August 25th, 2010 by admin 4 Comments »
credit problem
pethaven8 asked:


i cant get credit for cell phone or anything else..seems the problem is i have no credit…how can i fix this…to access a credit file you need a credit card and i do not have one…although i have never had credit in my life…how do i change this?

Credit problem?


Posted May 4th, 2010 by admin 3 Comments »
credit problem
Igor asked:


I applied for a credit card and they rejected my application. They say that “the profile report does not contain any tradelines that have been open for at least 6 months”. Can anybody please explain to me what does it mean?

What should your credit score be to get a good credit card?


Posted April 4th, 2010 by admin 1 Comment »
credit
wifey asked:


Is it 600 or above? I am working on fixing my credit and I have an auto loan that will help rebuild my credit. I need a credit card for emergency’s and to help my credit, just wandering when I should apply for one. Right now Its not near 600.

What is the best credit card to apply for to rebuild credit?


Posted April 4th, 2010 by admin 6 Comments »
credit
elmdee asked:


I have a pretty low credit score (597) and want to begin rebuilding my credit. The score is low from charge offs about 3 years ago. Is there a certain bank or credit card that is easier on people like me that will give me a credit card? And yes–I do plan on paying on time. It would be for small simple purchases that I would otherwise buy with cash and could pay off easily each month.

bad credit?


Posted March 11th, 2010 by admin 7 Comments »
bad credit
me asked:


what compant will give me a credit card

What is the best credit card to apply for online?


Posted February 15th, 2010 by admin 4 Comments »
credit
Alison F asked:


I want a limit of maybe 10,000 dollars to help with my wedding. I also currently have a credit card, my only credit card of 3,000 dollars that I would like to pay off with the new credit card. I have very good credit so I really dont think that will be an issue.

What store will give me a credit card even though I had bad credit?


Posted February 1st, 2010 by admin 6 Comments »
bad credit
wanderer asked:


Everything is paid off but i have bad credit. What store will give me a credit card? maybe a wal mart or something?

When will his credit be good enough to apply for a credit card?


Posted January 18th, 2010 by admin 3 Comments »
credit
Nella asked:


My boyfriend is in the process of clearing up some derogatory items on his credit. Once he has paid his debts how many months will it take for him to be approved for a credit card? I understand that the items will be on his credit for 7 years. Will he have to wait until then to start reestablishing credit?

What is the credit score threshold for a credit card?


Posted January 18th, 2010 by admin 2 Comments »
credit
twila asked:


My credit is around 570. I would like to increase it, but I was wondering what the cut off between “bad” & “not so bad, sorta fair” credit was, as I am planning on applying for a card to increase my score RESPONSIBLY. After paying off all of my debt ( which made me feel GREAT!!!), I need to rebuild my credit.

Suggestions?

How and why is my credit card affected when I open and close a credit card?


Posted January 11th, 2010 by admin 3 Comments »
credit
Double Negative asked:


I see a great deal at a store to open up a credit card and get a prize or a rebate. If I want the big discount I open the credit card and then get the discount but I don’t want or need the credit card at all.

Is it better to close down this new card or keep it open with a zero balance? How does opening and closing account affect my credit score?