Posted April 4th, 2010
by admin
Layton asked: My current credit score is 745 and I’ve built it solely by using credit cards and paying on time (but never had any loans). Somebody told me that the abscence of installement-paid loan will prevent my score from climbing much higher. Is it true? Should I take some consumer loan to boost my credit score since I am planning to apply for a mortgage in the near future?
Tags: Cards Credit, Consumer Loan, Credit Score
Posted in Green Living | 1 Comment »
Posted January 18th, 2010
by admin
Janie asked: When I turned 18 I knew I needed credit cards to grow credit. When I reached the $500 limit on my first card and the $2000 limit on my new card when I found that this was not good for my credit. I hear that as long as you don’t spend more than half of the available balance your credit will be fine. Is this true?
Tags: Cards Credit, Credit Cards, First Card
Posted in Credit | 1 Comment »
Posted November 20th, 2009
by admin
ersan b asked: I preferably need a studen credit card (to build up my credit-seeing as how I do not have any line of credit). I just need to know which credit cards/student credit cards instantly approve/deny you or at least you find out some sort of answer within a few hours.
Tags: Build Credit, Cards Credit, Credit Card
Posted in Credit | 11 Comments »
Posted November 16th, 2009
by admin
salena asked: I want to get a frequent flyer credit card but I already have 3 credit cards with generous limits. I don’t need these credit cards and I would like to cancel them and have this “possible credit” to go towards the new card. I heard once that canceling a credit card has a negitive effect on your credit score. Is this true? If so, how do I switch credit cards and avoid affecting my credit score in a bad way?
Tags: Cancel, Cards Credit, Credit Score
Posted in Green Living | 4 Comments »
Posted March 6th, 2009
by admin
Charlotte M asked:
I am currently paying back some of filing cards and credit cards with which they are entered into a bit of a mess a couple of years ago! But me and my partner are thinking of buying a house. I am concerned that I won 't get a mortgage due to my history of bad credit! Are there providers of mortgage that I still davrebbero mortgage or take into account the fact that they are now in control of my debts and on the right path to clearing them?
Tags: Cards Credit, Credit Cards, Mortgage Providers
Posted in Credit | 9 Comments »
Posted February 7th, 2009
by admin
MemphisGal asked:
I have a good job. Due to the high school and university credit cards, I have bad credit. I work on the re-establishment, but its time needs. I am into dire necessity good zuverlässigen car. I can with a 20% loan, which is verrĂ Ľ ckt! Every other ideas?
Tags: Cards Credit, College Credit Cards, Dire Need
Posted in Buying & Selling | 6 Comments »
Posted January 22nd, 2009
by admin
Melanie B asked:
I’ve never had a credit card (although my credit sucks) and heard they’re a great way to repair credit. Any tips?
Tags: Cards Credit, Credit Card, Credit Cards
Posted in Credit | 4 Comments »
