Comments on: Is it possible for someone with very bad credit to get an unsecured credit card with a cosigner? http://www.safedebthelp.com/blog/is-it-possible-for-someone-with-very-bad-credit-to-get-an-unsecured-credit-card-with-a-cosigner/ Sun, 12 Feb 2012 22:08:43 +0000 http://wordpress.org/?v=2.7 hourly 1 By: Abigail F http://www.safedebthelp.com/blog/is-it-possible-for-someone-with-very-bad-credit-to-get-an-unsecured-credit-card-with-a-cosigner/comment-page-1/#comment-2547 Abigail F Tue, 17 Nov 2009 08:49:34 +0000 http://www.safedebthelp.com/blog/is-it-possible-for-someone-with-very-bad-credit-to-get-an-unsecured-credit-card-with-a-cosigner/#comment-2547 Well not really. What you would need to do is have someone that has a credit card already, get one on their account with your name on it. There are no "co-signers" for credit cards.<a href="http://www.cargearusa.com/srch/srch.php?q=%22BMW+528i%22"> Abigail F</a> Well not really. What you would need to do is have someone that has a credit card already, get one on their account with your name on it. There are no “co-signers” for credit cards. Abigail F

]]> By: bmd http://www.safedebthelp.com/blog/is-it-possible-for-someone-with-very-bad-credit-to-get-an-unsecured-credit-card-with-a-cosigner/comment-page-1/#comment-2546 bmd Fri, 13 Nov 2009 23:46:09 +0000 http://www.safedebthelp.com/blog/is-it-possible-for-someone-with-very-bad-credit-to-get-an-unsecured-credit-card-with-a-cosigner/#comment-2546 If you have someone with good enough credit then they likely have a credit card themselves. They can add you as an authorized user which gives you a card on their account. It has your name on it and the credit line is then reported to your credit as well, thus establishing credit history for you. This is the only way a "cosigner" would work with a credit card. If you apply for a joint card and your credit is that bad, they will decline the card. What you really need to do is fix your credit. It will take some time, depending on your credit situation, but you can do it yourself online and for free. I suggest you pull your 3 report from annualcreditreport.com and see whats in them. You can dispute any information in your report. Information that is incorrect, outdated or unverifiable must be removed. Unverifiable is the loophole. If the creditor fails to respond within 30 days then the item gets removed. One thing to note on the reports is the date the creditor last reported. Chances are if its been a long time then they may have forgotten about you and may not respond to the dispute, thus resulting in a deletion. Don't suffer with bad credit. Take action to fix it. Life is much nicer without bed credit holding you down. Good luck to you and if you need any more info on repairing your credit, feel free to email me through yahoo answers.<a href="http://www.familylawmadeeasy.com/personal-injury-lawyer.htm"> bmd</a> If you have someone with good enough credit then they likely have a credit card themselves. They can add you as an authorized user which gives you a card on their account. It has your name on it and the credit line is then reported to your credit as well, thus establishing credit history for you. This is the only way a “cosigner” would work with a credit card. If you apply for a joint card and your credit is that bad, they will decline the card.

What you really need to do is fix your credit. It will take some time, depending on your credit situation, but you can do it yourself online and for free. I suggest you pull your 3 report from annualcreditreport.com and see whats in them. You can dispute any information in your report. Information that is incorrect, outdated or unverifiable must be removed. Unverifiable is the loophole. If the creditor fails to respond within 30 days then the item gets removed. One thing to note on the reports is the date the creditor last reported. Chances are if its been a long time then they may have forgotten about you and may not respond to the dispute, thus resulting in a deletion. Don’t suffer with bad credit. Take action to fix it. Life is much nicer without bed credit holding you down. Good luck to you and if you need any more info on repairing your credit, feel free to email me through yahoo answers. bmd

]]> By: catzrme http://www.safedebthelp.com/blog/is-it-possible-for-someone-with-very-bad-credit-to-get-an-unsecured-credit-card-with-a-cosigner/comment-page-1/#comment-2545 catzrme Thu, 12 Nov 2009 00:56:02 +0000 http://www.safedebthelp.com/blog/is-it-possible-for-someone-with-very-bad-credit-to-get-an-unsecured-credit-card-with-a-cosigner/#comment-2545 You are pretty much out of luck unless you do find someone willing to co-sign for you. There's just no two ways about it. If you have bad credit, no one is going to want to give you any more credit. You may have to go with the secured, high interest rate card. That's probably your only option.<a href="http://www.qualitylawnmower.com/riding-lawn-mower-review.htm"> catzrme</a> You are pretty much out of luck unless you do find someone willing to co-sign for you. There’s just no two ways about it. If you have bad credit, no one is going to want to give you any more credit. You may have to go with the secured, high interest rate card. That’s probably your only option. catzrme

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