How well does the credit repair company work? Does any body have any good/bad experience with their services?
Lincoln C asked:
There’s so many credit repair co. out there and I don’t know which have a good credentials or does it really work like they advertised?
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There’s so many credit repair co. out there and I don’t know which have a good credentials or does it really work like they advertised?
September 25th, 2009 at 3:57 pm
They don’t work. The only way to increase your score is to pay your bills on time.
Check your credit report for errors. If you find errors have them corrected.
Other than that pay your bills on time.
Check out DaveRamsey.com Crazy White Guy
September 26th, 2009 at 2:56 pm
they don’t do anything u couldn’t do urself, it’s just a matter of whether u want to put in the time and effort to diy, or if u want to pay some one to do it for u. u get a credit report at annualcreditreport.com (not freecreditreport.com, they just wanna sell u stuff). then u dispute what u can and ask them to remove anything older than 7 yrs. then u call the remaining creditors and negotiate (they’ll often settle for less) and set up payment plans and demand that when u pay them, they remove all bad marks from ur credit (get that in writing). good luck. bekah
September 29th, 2009 at 6:57 am
Credit repair companies are like tax preparers. Some are good, some are great and some are horrible and can get you in more trouble than you started.
A site I’ve used for info in the past …
Hope it all works out Timmy M