Comments on: How effective are Credit Repair Services?

By: Thunderwave

Thunderwave — Thu, 29 Apr 2010 21:37:45 +0000

All credit repair business are in it to make money, they could care less about you and your credit. There is only one way to clean up your credit and that is it works more to earn more money and spend less money so that you can pay off your debt. So earn more, spend less. Very simple, stays clear of those companies and take responsibility for yourself. Thunderwave

By: Roger

Roger — Wed, 28 Apr 2010 09:14:16 +0000

Сredit repair workеd fine to fix my credit. They disputed and removed lots of bad items from my credit report. I used this service - credit-report-score.10001mb.com Roger

By: Bryson

Bryson — Tue, 27 Apr 2010 08:55:57 +0000

I would check out a website like They have a lot of information on credit repair companies and programs. Bryson

By: Seoconsultant

Seoconsultant — Sun, 25 Apr 2010 08:50:23 +0000

I will suggest you to speak with. I am sure they will guide and will assist you if you will be in need to any Credti Repair Service. Seoconsultant

By: Jason Alexander

Jason Alexander — Fri, 23 Apr 2010 11:38:27 +0000

Hi -

The fact is there’s no quick fix for creditworthiness. You can improve your credit report legitimately, but it takes time, a conscious effort, and sticking to a personal debt repayment plan. Jason Alexander

By: mildred f

mildred f — Wed, 21 Apr 2010 20:47:11 +0000

I agree with Judy. It elemental. Live within your means. If you need someone to talk to your creditors, why would they ever want to deal with you? mildred f

By: manny k.

manny k. — Wed, 21 Apr 2010 11:11:01 +0000

Not at all
You don’t need them
Call all your creditors and tell them that you re on hard times but you will be paying every week or month so much IE 20,50 etc. Dollars until account is paid.Say a polite thank you stick to the promised paymentt and there you are your own account adviser.
I got out of a 25000 dollar by doing this way and my credit record is spotless.

Good luck
Please rate manny k.

By: bdancer222

bdancer222 — Wed, 21 Apr 2010 04:49:22 +0000

Most credit repair services are pure scam. Save your money. There is no way to remove legitimate derogatory items from your credit report. You just have to wait out the 7 year reporting period.

Even if you do get a legit item removed, it is very likely to show back up the next time the creditor updates or if the debt is sold to another collection agency. bdancer222

By: Judy

Judy — Mon, 19 Apr 2010 16:32:27 +0000

They will charge you fees (possibly thousands) for something you can easily do yourself.

Get yourself a book at your bookstore on Credit / Debt Repair.
All the tricks are there - it’s common knowledge how to fix credit.
They teach you how to negotiate, settle, set up payments, and how to do the pay on delete correctly.

You can save a whole heck of a lot of money by negotiating if you do it right.
This book could be worth it’s weight in gold for you.
/ Judy