How do you fix bad credit when you’ve never had a credit card?
car_the_avatar asked:
I have 3 different medical debts, and only 1 phone bill that’s on my credit report as bad credit. I’ve never ever had a credit card, and other than these 4 items i’ve never established any kind of credit. My debts total less than $1,800.00. I don’t make much money, and i’d like to at least start paying off my debts all together in one payment. Is that possible and if so, HOW? Please help!!!
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I have 3 different medical debts, and only 1 phone bill that’s on my credit report as bad credit. I’ve never ever had a credit card, and other than these 4 items i’ve never established any kind of credit. My debts total less than $1,800.00. I don’t make much money, and i’d like to at least start paying off my debts all together in one payment. Is that possible and if so, HOW? Please help!!!
February 20th, 2009 at 2:09 pm
Wszyscy razem w 1 płatności? Dzięki konsolidacji zadłużenia. Ale ponieważ to jest tak niskie kwoty, płaci je wszystkie jednocześnie w dół. Zapłać najmniejszy poza pierwszym i wysłać niskie kwoty pozostałe 3. Po najmniejszy jest opłacił, przejść do następnego, itp. Będzie bolało kredytu więcej jeśli konsolidacji.
February 21st, 2009 at 11:05 pm
A collection is a collection, paid or not. Paying these debts will restart the date of last activity and will prolong the time that they stay on your credit report. Ex - if these collections are 3 years old, they are schedule to fall of in 4 years (2011), if you pay them now the 7 year clock restarts due to new activity and they will stay on your credit report until 2014.
The damage is done, why prolong it.
Start building credit. Get a credit card, make normal purchases (gas, food, etc…) and pay the balance in full every month. You will increase your credit score.
February 23rd, 2009 at 2:13 am
Een betaling of vier betalingen het totaal is nog steeds hetzelfde. Als u on-line bank Je kunt je betalingen via uw betaalrekening on-line. Ook, mag ik wijzen op mijn website voor u? U vindt een link op mijn Yahoo antwoorden profielpagina. Veel geluk voor u en uw familie,