Credit Repair Help

badhabit954 asked:


Has anyone ever paid someone to eliminate their credit history and started over fresh without paying the debt they owe? My co worker has an many other “educated” people I know who care alot about their credit has done this and get approved for the best interest rates and have credit cards and everything. Have u ever heard of this?

papster asked:


Well does anyone know what companies offered credit cards for people with poor credit. Trying to help a someone who just got divorced.

?kels? asked:


Okay, i lost my social security card and now im afraid someone has it and will ruin my perfect credit. Is there anything to do or am i screwed?

mjgreeley909 asked:


I keep watching all of your responses and I think a lot of them are great so I thought maybe you guys could help me out. I have bad credit (dont know how bad, cant find a website that could give me my credit score free). I know I have a cell phone bill for $1000. A phone bill for $350. Credit card for $450. A cable bill for $127 (that has been paid but is on my credit report as bad). And god knows what else. I always here you guys talking about getting your credit report and disputing them but I know I owe these people. I am a single mom that doesnt work a lot. Can anyone give me some good advice on how to get these off my credit report. I would like to have decent credit within the next 2 years if possible. THANKS IN ADVANCE!!

shekima s asked:


I have bad credit but i really need a loan i have four kids and i’m behind on my bill’s i have a jo

Jess T asked:


Hi,
Im just after a straightforward answer to my question, if there is one:
What looks worse on your credit record, a default on a couple of credit cards, that have been paid off over 2years since the default, or several late payments and arrears on credit cards (im talking upwards of 10) but since that blip, all payments made on time for the next 2 years

Thanks for all your help

Jess T asked:


Hi,
Im just after a straightforward answer to my question, if there is one:
What looks worse on your credit record, a default on a couple of credit cards, that have been paid off over 2years since the default, or several late payments and arrears on credit cards (im talking upwards of 10) but since that blip, all payments made on time for the next 2 years

Thanks for all your help

Tee asked:


I want to repair my credit I know this will take some time however, I have come into some money and want to pay everything offf thats on my credit if I do so what will happen?

will be removed?
will my score get higher?

I’m so clueless as to what will happen after I pay them all off and its kind of embrassing Im only in debt by 3000.00 how sad

asked:


does a debit card repair credit in the same way that a secured credit card does? if not, what’s the best secured credit card out there (lowest cost, etc.)

sasha asked:


Im looking for a credit repair company to help repair my credit and raise my credit score. There are many companies online but I want to choose a reputable company and do not know how to make sure they are legitimately a good company. Any suggestions?