Can I rent with bad credit, while my roommates have good credit?
Tim O asked:
My credit history is a little sketchy with a few bad months of late credit card payments. I am afraid my potential having bad credit will keep myself and roommates from renting.
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My credit history is a little sketchy with a few bad months of late credit card payments. I am afraid my potential having bad credit will keep myself and roommates from renting.
If I have bad recent credit history but my 3 roommates have good credit, will I ruin our chances?
February 1st, 2010 at 11:50 am
depends on the landlord and what their requirements are. mynewkeys.com home loans by Cal
February 4th, 2010 at 3:16 am
no your credit has nothing to do with your roomates credit unless they cosign for you. Just dont put your name on anything with them. braider 1
February 6th, 2010 at 3:35 am
Your credit shouldn’t prevent everyone from getting the apartment because there are a lot of people with less than ideal credit that can rent. However, if there is a problem, you could always have their names on the apartment, and you just pay your portion to them every month.
Leasing offices check a variety of factors, including employment and income, having a lower credit score shouldn’t prevent you from renting. Quicken Loans