Credit Repair Help

7 Responses to “bad credit?”

1. horsegal Says:
   March 13th, 2010 at 6:12 am

   aqua horsegal

2. Grendel Says:
   March 15th, 2010 at 3:41 pm

   Capital One may well do so. If not try Vanquis. Grendel

3. abby fth Says:
   March 18th, 2010 at 11:11 am

   Bad credit problem can be caused due to a number of situations. The credit card choices available to bad credit people allow them to rebuild their credit history. Financial products that help bad credit people are prepaid credit cards or debit cards, secured bad credit cards, unsecured bad credit cards. In this article we take a look at each one of them.

   Prepaid or debit cards:

   These are the easiest option available for bad credit people. There are no verifications, no credit checks, no employment requirements, and the approval is instant. All they have to do is to deposit a money and a prepaid card is issued. This card has the borrowing or buying capacity equivalent to the funds deposited. The good thing with prepaid credit card is that it promotes financial discipline. Some prepaid card issuers report to various credit rating agencies, thus it helps in rebuilding your credit history.

   Secured bad credit credit cards

   These credit cards are issued to bad credit people who can offer a collateral. Generally, offered to homeowners, secured bad credit cards help one rebuild his credit history. The interest rates and borrowing limits on these credit cards are good and favorable for bad credit people. Secured credit cards can also be linked to a savings account in which case it will have a credit limit of some percentage of your savings or money in your account. As the credit card issuer gains confidence with you it can increase your credit limit. Again, if you control your finances and spending, repay on time and do not default your credit history will improve.

   Unsecured bad credit credit cards

   These credit cards have high fees, which makes them a costly proposition to own. But, the bad credit people have limited choices. If a person with bad credit doesn’t have anything to offer as collateral or is unable to buy a prepaid or debit card. This is the only option that remains. However, on a positive note, this unsecured bad credit credit card offers the person a chance to rebuild his credit history. Apply online for a credit card if you have bad credit at: abby fth

4. See Saw Says:
   March 18th, 2010 at 5:53 pm

   Major credit card issuers like Discover, American Express and Chase offer a credit card for bad credit holders. A ’shopping’ card offers you an unsecured line of credit from specific sellers. Use these cards to increase your credit rating, since the credit bureaus will be informed about your timely payments. See Saw

5. gabriel jones Says:
   March 19th, 2010 at 11:13 pm

   Bad credit is one of the worst problems to have… however there exists a solution.

   I will hereby talk from my personal experience.

   I did debt consolidation a couple of years ago, however If I had to do it again I would pay to some minor details,
   if someone wants to get out of debt today it is pretty easy with a debt consolidation plan, however it may get a bit tricky at times, I suggest you get as much information as possible online on this first,

   a good place to start in my humble opinion is a straight to the point ebook with question and answer I found :

   if it helps kindly remember me in your voting!.. cheers! gabriel jones

6. jamesPurple Says:
   March 22nd, 2010 at 6:52 pm

   Try there:

   If your credit is really bad, you’ll have to clean it first.

   Good luck ! jamesPurple

7. carlos Says:
   March 26th, 2010 at 12:23 am

   Capital one, Orchard, Citi financial… carlos

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