Bad Credit?
badhabit954 asked:
Has anyone ever paid someone to eliminate their credit history and started over fresh without paying the debt they owe? My co worker has an many other “educated” people I know who care alot about their credit has done this and get approved for the best interest rates and have credit cards and everything. Have u ever heard of this?
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Has anyone ever paid someone to eliminate their credit history and started over fresh without paying the debt they owe? My co worker has an many other “educated” people I know who care alot about their credit has done this and get approved for the best interest rates and have credit cards and everything. Have u ever heard of this?
March 12th, 2010 at 1:54 am
No, I have never heard of this. Unless you change your identity you credit record is yours and cannot be wiped out. It can be improved though through getting your credit report and understanding what items will give you the most impact. Get a credit card that is for those with poor credit and that will help re-establish your credit. You can find credit cards for those with bad credit at a credit card comparison site called Good Luck! S S
March 13th, 2010 at 12:41 am
why do you think that your coworker is telling you the truth….Alot of people are embarrassed by poor credit and will LIE about it in order to make themselves seem better than what they are…..I seriously doubut that your ‘educated friends’ would attempt to commit fraud by being a part of a conspiracy (sp) to do just that lisa s
March 15th, 2010 at 9:55 pm
Bad credit is one of the worst problems to have… however there exists a solution. I will hereby talk from my personal experience. I did debt consolidation a couple of years ago, however If I had to do it again I would pay to some minor details, if someone wants to get out of debt today it is pretty easy with a debt consolidation plan, however it may get a bit tricky at times,
I suggest you get as much information as possible online on this first, a good place to start in my humble opinion is astraight to the point ebook with question and answer I found : alyonafrendo