Comments on: Bad Credit?

By: Karen D

Karen D — Wed, 18 Nov 2009 03:58:44 +0000

Hi I have bad credit rating and CCJ but had no problem opening a Cashminder account with the Co-operative Bank.
They are really helpful too if there is any type of problem. Also you can sign up for internet banking with this account too. You will receive an Electron card on this account. All the best in getting your account. Karen D

By: GIZMOSMUM

GIZMOSMUM — Sun, 15 Nov 2009 17:28:40 +0000

Halifax or Abbey National do basic bank accounts, they accepted me and I’ve had spectacular bad credit in the past! I think the Post Office account is also a basic account, which allows Direct debits, but look into this one carefully, because I’ve heard that the PO are doing away with bank accounts (but then I could be wrong). GIZMOSMUM

By: carlos

carlos — Sat, 14 Nov 2009 05:57:38 +0000

Maybe ING Direct or HSBC Direct will help you.

Good luck ! carlos

By: iceman

iceman — Thu, 12 Nov 2009 01:27:10 +0000

WOW

Im sorry but I am just curious how bad someones credit has to be to not be able to open a bank account? I mean they are not even loaning you any money.. I dont understand. i opened a debt account when I was 18 and had not one shread of credit history. iceman

By: Vampir V

Vampir V — Mon, 09 Nov 2009 19:02:47 +0000

work on your credit!!!!!!!!!!!!!!!!!!!!!!!! Vampir V

By: alatoruk

alatoruk — Mon, 09 Nov 2009 11:20:21 +0000

nationwide, flex-account, without cheque book.

comes with just a cash point card, but you can do standing orders, direct debits and online banking. what more do you need from a bank account. alatoruk

By: claimbankchargesback

claimbankchargesback — Sun, 08 Nov 2009 22:24:58 +0000

Go to Natwest, and ask for a basic Step current account.

This gives you a bank account, and a solo card, but no overdraft or chequebook.

Because you can’t go into debt with the account, they let pretty much anyone have one. I know people who have got them with defaults and CCJ’s on their credit file.

Make sure you ask for a current Step account, and not the savings account, as in the savings account you need to keep a minimum balance of £50 to keep the account open.

The account is very simple to open, you just need to go to the local branch and fill in a form, with a form of id such as a passport, and a couple of utility bills (gas, water, electric etc) as proof of address. claimbankchargesback

By: farie

farie — Sat, 07 Nov 2009 18:29:28 +0000

Nationwide and co-op will open accounts for you even if you are bankrupt.

go into the branch and speak to them. farie

By: Chippie

Chippie — Fri, 06 Nov 2009 00:30:19 +0000

I know my brother’s credit is shocking and he got an account with NatWest. Chippie

By: leandar

leandar — Thu, 05 Nov 2009 20:51:47 +0000

Poor credit history ? Read this Tips leandar