Credit Repair Help

Ashley M asked:


I ruined my credit in college and as a result I have about $10,000 in debt. Most of the accounts are in collections, charge offs, or past due. The only thing positive on the report are my student loans and my car loan. I have heard of disputing the reports, but I also want to find a credit repair firm that will allow me to make payment arrangements. I want to improve my credit rating so that I can purchase a home in a few years, get approved for more credit cards and also get a new car.

colin r asked:


I want to start a credit repair business and need to know the resources that can help me to get started.

dominiquegilmer04 asked:


Is it possible to provide credit repair services to individuals without having an office enviornment to invite potential applicants to?

Maria Gallercia asked:


Also, how do you start a business repairing other people’s credit and restructuring their debt so they can be approved and get the best rates they can for mortgages and car loans. What about helping them with ChexSystems and to get a better hold on their credit and finances. I know the income potential is $100K a year, and also you’re helping people rebuild their lives from financial disaster so they don’t have to resort to predatory lending such as cash advances, payday loans, title loans, rent-to-own, and sub-prime mortgages (to name a few). I understand with that said its very rewarding financially and personally. Thank you for all your help.

colin r asked:


What do people mean by a credit repair business and how do we get that started?

Amanda R asked:


My husband and I have a turbulent credit history. Some of which we really could have done without, however some was absolutely necessary. We have paid everything off other than my student loans that have not entered repayment because I am still in school. Although we do try to pay the interest every month and make larger payments once in a while on the balance. So aside from that we are debt free. The problem now is that our scores are still below 600. How can we get them up quickly without having to open a bunch of credit cards?

Tomcat6 asked:


I have an extra credit problem for math and I have tried to solve it and cannot get past this one step.

If the sum of two numbers is 1 and the sum of the cubes of the numbers is 3, what is the sum of the squares of the numbers? (fractional answer, no decimals)

So I made two equations.

a+b=1
a^3+b^3=3

I have tried substitution and everything and I cannot get it.

eyez145 asked:


Ok My Freshman year of college i got 2 credit cards 300$ both and failed to make any payments. I still cannot afford it and would like to get a house some day i am now a SR in College. Any advice help or anything.

SUNKYBRIGHT asked:


i have not realy extablished my credit, i have 2 credit cards, one $1500 and the other $500. I travelled out of the conutry and before i come back bothe credit has gone on overlimit. Other bills were sent to collection agencies and were all reported on my credit report. I’m ready to pay off all this monies but will it help my credit report? Can i use a lawyer to remove the report from my credit history??

Igor asked:


I applied for a credit card and they rejected my application. They say that “the profile report does not contain any tradelines that have been open for at least 6 months”. Can anybody please explain to me what does it mean?